We get to know eachother.
Once set up, we'll get your reports and scores and then discuss your file. Your personal coach will give feedback and gather necessary information.We prepare the paperwork.
We'll draft any correspondence or documentation needed to help repair and rebuild your credit file both to the credit bureaus and to your creditors.We use our proven strategies.
Should you open an account or close one? Pay off a bill or keep it? We'll unlock all of the secrets behind your scores and advise you on the best actions to take.In less than 45 days your scores improve!
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Your Own Credit Coach
Breaking down each part of your credit file, we draft an action plan to help us arrive at the maximum credit score. We’ll provide feedback and suggestions, clearly outline any tasks, send relevant educational materials, and gather the information we need to prepare correspondence to creditors, credit bureaus, or other organizations.
Real Results
We help to clean up any unverifiable, obsolete, inaccurate, or erroneous information from your credit file. Significant changes usually come in 30-60 days from enrollment, and credit scores will continue to climb with your new credit behaviors.
Extended Service
Your coach is readily available for the entire service term for any type of questions, concerns, or issues that need to be addressed. This 'personal trainer' for your credit file will stick with you to make sure your goals are met and your expectations are fulfilled.
STEP 1. Account Setup
After collecting your information and pairing you with a coach that fits your specific needs, we'll schedule an initial coaching session to analyze your credit information and help you understand how your credit scores work. In this first 30-60 minute phone call, you can get to know your coach and ask all the questions you'd like about your credit.
STEP 2. Processing
A package including any needed letters or documentation is prepared on your behalf and sent to you by U.S. mail or electronically. This package includes a summary of what's already been covered, action items to address, and other relevant materials.
STEP 3. Action Period
During this period we'll be helping you to remove inaccurate and unverifiable information, settle bad debts, and open, close, or pay down account balances respectively. Your coach will periodically follow up to make sure we're always on the right track.
STEP 4. Results Analysis
During another scheduled one-on-one session, you and your coach will disseminate your credit information and ensure you are ready to proceed by analyzing deleted or updated information, coaching you on the remaining accounts, and optimizing your file for the future.
STEP 5. Continued Service
Any additional questions, concerns, or needs can be addressed in your extended service period. This period also gives us the opportunity to address any other outstanding issues. Your service comes with unlimited contact, and at any time you are encouraged to call your coach for guidance.